Their overall Transfers of balance may well not meet or exceed 80% of your Credit limit

eight . To be qualified to receive the purchase and you may balance transfer offer have to get the fresh new BOQ Low-rate Charge card because of the . The fresh marketing and advertising rate 0% p.a could apply at Retail Purchases (excludes Payday loans) having 12 months in the day your account is eligible, and need to pay minimal Commission Due per few days. At the end of the marketing and advertising several months, one oustanding Retail Get Harmony and you may one the brand new Retail Requests will focus the fresh new relevant Annual percentage rate to possess Merchandising Requests, already % p.a towards BOQ Low rate Charge Cards. Rates is actually variable and you will at the mercy of changes. The fresh new 0% p.a good rate of interest pertains to balances directed using this type of promote having a period of 1 year. The fresh new 1 year advertising period commences when the Harmony Import are processed, and also you need make the Harmony Transfer consult inside 90 days away from recognition to receive it render. After the bill Transfer period, the pace with the any a fantastic transmitted harmony will revert to help you the fresh new appropriate Apr for cash Advances, already % p.a good. Please note you would not be eligible for one desire-100 % free weeks to the Merchandising Purchases after brand new advertising period whilst you provides a balance Transfer. If one makes a shopping Buy prior to your balance import if the canned, money produced from inside the marketing and advertising several months will be applied to the new Retail Purchase harmony before Equilibrium Transfer. To own information to take on before taking right up an equilibrium transfer, excite view here.

4 Q Rewards® points is actually gained towards the Eligible Purchases. Qualified Transaction is placed regarding Q Advantages Small print and you will means one pick excluding (however restricted to) cash advances, transfers of balance, special advertising, BPAY payments, regulators related purchases and all of most other transactions establish during the meaning. Most of the Q Perks circumstances are subject to the BOQ Q Advantages Fine print. Q Perks Issues never end since the cards stays open and is not when you look at the arrears.

5 . Become entitled to the balance import provide you with have to make an application for the BOQ Blue Visa card because of the . Brand new 0% p.a great. rate of interest pertains to balances moved with this give, getting a time period of 20 weeks. The latest 20 days promotional several months kicks off if Harmony Transfer is canned, therefore need certainly to improve Balance Transfer demand within ninety days out-of recognition for that it promote. At the end of the balance import months, the pace on the people the transferred harmony usually revert to help you this new varying Annual percentage rate for money Advances, already % p.a beneficial. Plesae mention you’re not eligible to one appeal 100 % free days whilst you features an equilibrium transfer. Thus the purchase is energized intrest at the appropriate apr. Having information to look at before you take right up a balance transfer, please click

Charge and you may charge is payable. Citigroup’s simple credit check conditions incorporate. Fine print apply and they are readily available on request. Introductory render can’t be used in combination which have some other borrowing from the bank credit offer, as well as when you take out credit cards within a home loan plan. Give expires , promote are expanded.

Your full transfers of balance may not exceed 80% of the borrowing limit

++Take flight is actually a service which allows you to definitely redeem Benefits situations to possess Travelling Coupons and other nominated Travelling Benefits offered by Q Advantages® from time to time.

Now offers simply to acknowledged the newest BOQ charge card customers

Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 Australian Credit Licence Zero. 238098 (Citigroup) ‘s the credit seller and you will issuer away from BOQ Handmade cards (Credit cards). Charge and you can costs is actually payable. Full small print arrive any kind of time Lender from Queensland branch. Citigroup’s basic credit assessment conditions implement. This great site includes standard information. This advice has been prepared rather than bringing account of expectations, financial situation or requires. You need to know this new appropriateness of any guidance in advance of functioning on they. You should obtain and you will think about the relevant Device Disclosure Statement, terms and conditions, Economic Qualities Book and you will Self-help guide to Fees and you may Charge prior to making one decision about whether to to get or continue to hold the tool. You can obtain a copy of those data out-of one Bank of Queensland department or from the calling you. Getting Market Determinations please refer right here.